I’ve been requested many occasions if I contemplate shifting to Canada.
I actually respect those that have made the robust selection to maneuver and restart life in Canada. It takes a whole lot of braveness. However for me, staying in Dubai makes extra sense proper now. Right here’s my perspective.
I could also be talking from some level of privilege, however by God’s grace, life right here has been secure (after a few years of battle). I’ve a superb job in a thriving trade that covers our wants and provides nice advantages. We love the healthcare, and it’s typically protected and nonetheless (revenue) tax-free. So it’s not a wise transfer to depart all of it behind.
Plus, we’ve been investing for over 10 years (due to attending cash talks).
Many individuals are drawn to Canada for advantages like free schooling, healthcare, and pensions (on the expense of 20–30% tax). I completely get that. However I imagine I can obtain my targets the place I’m at present at. That’s why I’m doing issues that improve my revenue to organize for these future bills, equivalent to youngsters’ schooling.
I additionally put money into staying wholesome. I watch what I eat, go to the gymnasium, handle my psychological well-being. One of the best ways to beat healthcare bills is to do the work to (hopefully) by no means must do too many hospital visits.
Authorities insurance policies are short-term. They’ll change at any time. That’s why I’d fairly not rely solely on authorities entitlements for my retirement (UAE and Philippines included). After all, pensions and different advantages are nice!
Is finding out to maneuver to Canada value it?
Some individuals go to Canada by the use of finding out—solely as a result of it’s one pathway to everlasting residency. They needed to wait as much as two years to complete with out guaranteeing they’d discover a good job afterward.
The ‘essence’ of finding out is misplaced. Shouldn’t we research as a result of we wish to be taught and develop? If it have been me, I might fairly take quick programs or be taught new expertise I can use to become profitable on-line. On this age of digital and AI, we are able to earn cash wherever we’re. We simply must upskill.
I’ve heard tales of individuals in Canada juggling a number of jobs to make ends meet. A lot respect! I can’t see myself doing that. I’d fairly spend my time with my spouse and children than work additional jobs. Household time is priceless, and I don’t wish to compromise that.
Cash is essential, but it surely isn’t the whole lot. Incomes rather a lot to pay payments and having no time with household is mindless.
That’s why, I search for facet hustles that may herald additional revenue with out taking away household time.
We’re not a extremely well-off household. We simply occur to have some financial savings and have made investments earlier that at the moment are beginning to repay.
A chunk of recommendation earlier than deciding to maneuver to Canada
Transferring to Canada has execs and cons. Some individuals don’t must endure the conditions I described. For some, it really works; for others, it doesn’t.
Sure, you would possibly discover larger revenue in Canada. However keep in mind, it’s not about what you earn; it’s about what you save.
Migrating is likely one of the greatest selections you’ll ever make. Deliberately pray about it. Ask God to present you peace of thoughts as you ponder the place to settle and retire. Interior peace is one signal that God is guiding you in the direction of the proper choice.
It’s not simply the climate, authorities, or entitlements in Canada. Sure, it’s about your circumstances and targets too, however ultimately, it’s about what issues most to you.
Ask your self… Do you wish to work 16 hours a day or spend extra time with the household?
Life is just too quick. You’ll be able to all the time make more cash, however you can not get again misplaced time.
What do you concentrate on shifting to Canada? I’d love to listen to your ideas.
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